There are times when borrowing is the best step for the kingdom. We believe that a person of integrity should pay their debts on time, whether that is a loan or a lease. Generally it is wise to get out of debt to avoid interest, but the Great Commission is a clear command that trumps the principle of being out of debt. Consequently, we are willing to borrow money for capital projects to reach more people for Jesus.
Along with Dave Ramsey and many others we believe that people should get out of consumer debt, such as credit card debt. However, debt is not a sin, and we agree with many financial counselors that it is wise to borrow money for a home and to build a business. So over the years Christ Fellowship will borrow money and we will seek to pay it down as fast as possible. Those two are not in conflict.